Financial Statements That Actually Make Sense
Most business owners find financial reports confusing. We teach you how to read balance sheets, spot cash flow problems early, and make better decisions with your numbers. Starting September 2025.
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What You'll Actually Learn
Real financial literacy that helps you understand your business numbers without needing an accounting degree.
Reading Balance Sheets
Assets, liabilities, equity—these aren't just accounting terms. Learn what they mean for your business health and how to spot warning signs before they become problems.
Cash Flow Analysis
Profit doesn't always mean cash. We show you how to track money movement, predict shortfalls, and understand why profitable businesses sometimes run out of cash.
Ratio Interpretation
Current ratio, quick ratio, debt-to-equity—these numbers tell stories about your business. You'll learn which ratios matter for your industry and how to use them.
Before and After Perspective
Most people start our program thinking financial statements are just tax requirements. By the end, they're using these documents to make strategic decisions.
One participant told us they'd been paying an accountant to review their statements for years but never understood them. After three months, they identified a supplier payment issue saving them nearly four thousand dollars monthly.
- Move from confusion to clarity with your numbers
- Spot trends that affect your bottom line
- Ask better questions when talking with accountants
Real Documents, Real Practice
You won't learn from theoretical examples. We use actual financial statements from Australian businesses—names changed, but numbers are real.
Each week focuses on a different company scenario. You'll analyze retail businesses dealing with seasonal cash flow, service companies managing high fixed costs, and manufacturers tracking inventory turns.
- Work with realistic business situations
- Practice identifying actual problems
- Compare across different industries
How This Changes Your Business Approach
Better Financing Conversations
When you understand your working capital needs and can explain your cash conversion cycle, banks take you more seriously. You'll know which metrics lenders care about and how to present them.
Smarter Growth Decisions
Expansion looks different when you understand your break-even analysis and capacity utilization. You'll be able to model scenarios before committing resources.
Earlier Problem Detection
Financial trouble shows up in statements before it hits your bank account. Learn to read the early signals so you can adjust course while you still have options.
Confident Leadership
Making decisions based on data instead of gut feeling reduces stress. You'll have frameworks for evaluating opportunities and risks that your competitors might miss.
Meet Your Instructor
Elodie Ashworth spent fifteen years helping businesses recover from financial difficulties. She noticed most problems started because owners couldn't read their own statements properly.
After working with over two hundred Australian businesses, she developed this program to teach practical financial analysis. No accounting jargon, no theoretical formulas—just useful skills you can apply immediately.
The autumn 2025 cohort runs Tuesday evenings from September through November. Classes are small because understanding numbers takes personal attention.
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